Official Website of the U.S. Railroad Retirement Board
Administering retirement/survivor and unemployment/sickness benefit programs for railroad workers and their families.

Financial, Actuarial & Statistical

Earnings Limits, Tax Rates & COLA's
Automatic Increases: COLAs & Wage Indexed Amounts

Railroad
Retirement
Act
Railroad
Unemployment
Insurance
Act
Medicare

Railroad Retirement Act

January 2015 Cost-of-Living Increase

Tier I Benefit 1.7%
Tier II Benefit 0.6%
2013 National Average Wage Index $44,888.16

2015 Maximum Taxable Railroad Earnings

Tier I Earnings Limit $118,500
Tier II Earnings Limit $88,200
HI Earnings Limit No Limit

2015 Bend Points for Primary Insurance Amount Calculation

1st Bend Point $826
2nd Bend Point $4,980

2015 Bend Points for Family Maximum Calculation

1st Bend Point $1,056 
2nd Bend Point $1,524
3rd Bend Point $1,987

2015 Retirement Earnings Test Exempt Amounts

Less than full retirement age in calendar year

Monthly $1,310
Annual $15,720

Full retirement age attained in calendar year, for months prior to such attainment

Monthly $3,490
Annual $41,880
2015 Earnings Required for a Quarter of Coverage $1,220

2015 Monthly Amounts For Substantial Gainful Activity

Blind Beneficiaries $1,820
Non-Blind Disabled Beneficiaries $1,090
2015 Monthly Earnings Threshold for Trial Work Period $780
2015 Monthly Disability Earnings Limit $850

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Railroad Unemployment Insurance Act

2015 Monthly Compensation Base $1,455.00
2015 Base Year Minimum Qualifying Compensation, and Other Items Equal to 2.5 Times the Monthly Compensation Base $3,637.50
2015 Base Year Maximum Monthly Compensation Considered For Maximum Benefit Calculation $1,879.00

Maximum Daily Benefit Rate for Benefit Year Beginning

July 2015 $72
July 2016 $72

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Medicare

2015 Part A Deductible $1,260.00
2015 Part B Monthly Standard Premium $104.90
2015 Part B Annual Deductible $147.00

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U.S. Railroad Retirement Board
844 North Rush Street
Chicago IL, 60611-2092
Toll Free: (877) 772-5772
TTY: (312) 751-4701
Directory: (312) 751-4300
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Last Updated
10/22/2014