Official Website of the U.S. Railroad Retirement Board
Administering retirement/survivor and unemployment/sickness benefit programs for railroad workers and their families.

Financial, Actuarial & Statistical

Earnings Limits, Tax Rates & COLA's
Automatic Increases: COLAs & Wage Indexed Amounts

Railroad
Retirement
Act
Railroad
Unemployment
Insurance
Act
Medicare

Railroad Retirement Act

January 2014 Cost-of-Living Increase

Tier I Benefit 1.5%
Tier II Benefit 0.5%
2012 National Average Wage Index $44,321.67

2014 Maximum Taxable Railroad Earnings

Tier I Earnings Limit $117,000
Tier II Earnings Limit $87,000
HI Earnings Limit No Limit

2014 Bend Points for Primary Insurance Amount Calculation

1st Bend Point $816
2nd Bend Point $4,917

2014 Bend Points for Family Maximum Calculation

1st Bend Point $1,042
2nd Bend Point $1,505
3rd Bend Point $1,962

2014 Retirement Earnings Test Exempt Amounts

Less than full retirement age in calendar year

Monthly $1,290
Annual $15,480

Full retirement age attained in calendar year, for months prior to such attainment

Monthly $3,450
Annual $41,400
2014 Earnings Required for a Quarter of Coverage $1,200

2014 Monthly Amounts For Substantial Gainful Activity

Blind Beneficiaries $1,800
Non-Blind Disabled Beneficiaries $1,070
2014 Monthly Earnings Threshold for Trial Work Period $770
2014 Monthly Disability Earnings Limit $840

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Railroad Unemployment Insurance Act

2014 Monthly Compensation Base $1,440.00
2014 Base Year Minimum Qualifying Compensation, and Other Items Equal to 2.5 Times the Monthly Compensation Base $3,600.00
2014 Base Year Maximum Monthly Compensation Considered For Maximum Benefit Calculation $1,860.00

Maximum Daily Benefit Rate for Benefit Year Beginning

July 2014 $70
July 2015 $72

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Medicare

2014 Part A Deductible $1,216.00
2014 Part B Monthly Standard Premium $104.90
2014 Part B Annual Deductible $147.00

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U.S. Railroad Retirement Board
844 North Rush Street
Chicago IL, 60611-2092
Toll Free: (877) 772-5772
TTY: (312) 751-4701
Directory: (312) 751-4300
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Last Updated
10/30/2013