Supplemental Annuities

• Supplemental annuity payable if:
  • 25 years of railroad service, and
  • Railroad service began before 10-1-81, and
  • Current connection

Notes:

• Supplemental annuity payable at:
  • Age 60 if 30 years’ service; otherwise age 65.
• Maximum monthly supplemental annuity is $43.
• If employee also receives private pension paid for entirely or in part by a railroad, supplemental annuity subject to reduction.
• Private pensions paid by railway labor organizations will not cause a reduction in supplemental annuities.
• A distribution from a 401(k) plan which is attributable to the employer's contributions to the plan may reduce the supplemental annuity.

• A different additional benefit, the vested dual benefit, may be payable if
  • The employee was insured for social security benefits as of
    12-31-74, and
  • The employee had 10 years of railroad service before 1975.