Text Version:

Annuity Beginning Dates

• Employee and spouse annuities effective first day of month after
  • age 60 attained--30 years' service
  • age 62 attained--less than 30 years' service
• Annuities effective first day of month full retirement age is attained
  • less than 30 years' service
• Widow(er)s' benefits effective beginning first day of month of employee's death
  • or first day of month widow(er) age 60 (50 if disabled)

Notes:

• Employee and spouse annuities can’t start until employee off payroll of railroad and union (if applicable).
• 6-month retroactive limit on full employee and spouse age retirements.
• Retroactivity for widow(er)s 60-61 or reduced 60/30 spouses is
  6 months if it does not increase age reduction (does not apply to divorced or remarried widow(er)s).
• 12-month retroactive limit on disability annuities for employees and widow(er)s; 6 months for disabled children.