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Survivor Annuities

• Widow, Widower, Surviving Divorced Spouse or Mother (Father)
  • Age 60
  • Ages 50-59 if disabled - 5 month waiting period
  • Any age if caring for minor or disabled child

Notes:

Widow(er) - Widow(er)s must be unmarried, unless they remarried after age 60, or after age 50 and they were disabled before remarriage.

• Generally, must have been married to employee 9 months prior to death.
• Age reductions applied to widow(er)s' annuities awarded before full retirement age.
• A widow(er) can receive an annuity if caring for a child who is under age 18 or disabled.

Disabled Widow(er) - For disability, must be totally and permanently disabled and unable to work in any regular employment.

• Disability must have begun within 7 years after the employee’s death or within 7 years after termination of annuity based on caring for employee’s child.
• Generally, a 9-month marriage requirement applies.

Remarried Widow(er), Surviving Divorced Spouse and Surviving Divorced Mother (Father) - receive tier I only. However, effective August 17, 2007, payment of an employee’s tier II component awarded to a former spouse as part of a property distribution can continue after the employee’s death.

A surviving divorced spouse must be unmarried unless the remarriage was after age 60 or age 50, if disabled. The surviving divorced spouse must have been married to the employee for at least 10 years.

A surviving divorced mother (father) can receive an annuity if caring for a child who is under age 16 or disabled.

A surviving divorced mother (father) generally must be unmarried at the time of entitlement. The 10-year marriage requirement does not apply in this case.