Railroad employees with RRB online accounts can get estimates of future annuities for themselves and their spouses by visiting Benefit Online Services on our website. Instructions for establishing an online account are available by clicking on the link for requesting a Password Request Code (PRC) in that same section. The estimates are based on the service and earnings records maintained by the RRB and show the earliest date the employee can receive a full annuity and, if applicable, the earliest date he or she can receive a reduced annuity. Employees who want estimates can also contact an RRB field office for approximate figures. Each RRB field office can furnish estimates for employees with at least 10 years of railroad service, or 5 years after 1995. It is not possible to provide a precise amount if the employee is not currently eligible.
See Table 1 and Table 2 in IB-2 FACTS for more information.