Payment of any annuity stops upon the annuitant's death, and the annuity is not payable for any day in the month of death.
A disability annuity stops after the employee recovers from the disability; it can be reinstated if the disabling condition recurs.
A spouse annuity stops if the employee's annuity terminates, or the spouse annuity was based on caring for a child and the child is no longer under age 18 or disabled or the child is no longer in the spouse's care. However, the spouse annuity may continue if she or he is qualified without the child or it can resume when the spouse attains a qualifying age.
While a divorce ends eligibility for a spouse annuity, a divorced spouse may, under conditions described previously, qualify for a divorced spouse annuity.
A divorced spouse's annuity stops upon remarriage or upon entitlement to a social security benefit based on her or his own earnings if the unreduced social security benefit is equal to or greater than one-half of the employee's unreduced tier I amount. A divorced spouse's annuity may be reduced or stopped if the divorced spouse is also entitled to a railroad retirement annuity.
It is important to notify the RRB promptly if one of the above changes occurs. Failure to report can result in an overpayment, which the RRB will take action to recover, sometimes with interest or penalties. Failure to report changes promptly or making a false statement can also result in a fine or imprisonment.