All survivor payments stop upon death; no annuity is payable for the month of death.
A widow(er)'s annuity will be reduced upon remarriage and in some cases payment will be prevented. A widow(er)'s, surviving divorced spouse's, and remarried widow(er)'s annuity could also end upon entitlement to another survivor or spouse annuity under the Railroad Retirement Act which is greater than the widow(er)'s annuity.
A surviving divorced spouse's or remarried widow(er)'s annuity could stop when entitled to a social security benefit which equals or exceeds the deceased employee's basic tier I amount and reduces the annuity amount to zero.
A widow(er)'s, remarried widow(er)'s, or surviving divorced spouse's annuity which is based on a child in care will end if the child is no longer in the person's care, the child's eligibility ceases, or, in most situations, remarriage occurs. Provided the child in care is not disabled, this type of annuity also ends when the child reaches age 18 (for widow(er)s), or age 16 (for remarried widow(er)s and surviving divorced spouses).
A child's or grandchild's annuity will stop if he or she marries, reaches age 18, or recovers from the disability upon which his or her annuity was based. Similarly, an annuity based on a parent's disability stops if the Social Security Administration subsequently determines that the parent is no longer disabled. If the child is 18 and a full-time elementary or high school student, the annuity stops when full-time attendance ceases, at graduation, or upon attainment of age 19. In most cases, when a student attains age 19 during the school term, benefits are extended to the 2 months following the month age 19 is attained.
An annuity will stop if it was based on disability and the beneficiary recovers from the disability before age 60. A disability annuity can be reinstated if the disability recurs within 7 years and the widow(er) is still under age 60.
A parent's survivor annuity may stop upon remarriage; in certain cases a remarried parent is entitled to a tier I benefit.
Any of the above occurrences must be reported promptly to the RRB in order to prevent an overpayment.