Railroad Retirement Act
January 2027 Cost-of-Living Increase
| Tier I Benefit | 3.6% |
| Tier II Benefit | 1.2% |
2027 Maximum Taxable Railroad Earnings
2027 Bend Points for Primary Insurance Amount Calculation
| 1st Bend Point | $1,340 |
| 2nd Bend Point | $8,077 |
2027 Bend Points for Family Maximum Calculation
| 1st Bend Point | $1,712 |
| 2nd Bend Point | $2,471 |
| 3rd Bend Point | $3,223 |
2027 Retirement Earnings Test Exempt Amounts
Less than full retirement age in calendar year
| Monthly | $2,130 |
| Annual | $25,560 |
Full retirement age attained in calendar year, for months prior to such attainment
| Monthly | $5,660 |
| Annual | $67,920 |
2027 Monthly Amounts For Substantial Gainful Activity
| Blind Beneficiaries | $2,950 |
| Non-Blind Disabled Beneficiaries | $1,770 |
Railroad Unemployment Insurance Act
| 2027 Monthly Compensation Base | $2,235.00 |
| 2027 Base Year Minimum Qualifying Compensation, and Other Items Equal to 2.5 Times the Monthly Compensation Base | $5,587.50 |
| 2027 Base Year Maximum Monthly Compensation Considered For Maximum Benefit Calculation | $2,887.00 |
Maximum Daily Benefit Rate for Benefit Year Beginning
| July 2027 | $107 |
| July 2028 | $111 |
Medicare